Solar loan comparison
GoodLeap and Dividend are active. Mosaic and Sunnova are not. Every lender carries a dealer fee of 19 to 35 percent, which adds $4,500 to $8,400 to a $24,000 system. We show it in dollar terms.
Current lenders
Customers with 660+ credit score who have been shown the total loan amount including dealer fee and who understand the active litigation context. Not available in AK, MT, ND, SD, or VT.
Customers who prioritize transparency and no dealer-fee financing, and who live in a service area with active ELN credit union partnerships.
Customers seeking a no-dealer-fee loan with a stable manufacturer-backed lender, or those considering a PPA that includes battery replacement provisions.
Buyers who understand the dealer-fee structure and have compared total cost against HELOC or cash. Most accessible for lower-credit customers (600+) when alternatives are unavailable.
Homeowners with strong equity and 720+ credit score who want the lowest true total cost of solar financing without the dealer-fee markup of specialty lenders.
NOT recommended. Mosaic is in Chapter 11 bankruptcy and does not originate new loans. Customers with existing Mosaic loans should contact Solar Servicing LLC for account inquiries.
Compare this option against cash, HELOC, and prepaid in the 25-year true-cost tool.
No contact required. Enter your system cost and dealer fee percentage and see the total for each path.
Common questions
A free in-home assessment includes a full financing comparison. No shared leads. No commission on the financing recommendation.
