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Solar Plus Heat Pump HVAC

Cut heating and cooling costs together. Solar powers your heat pump; the heat pump cuts your gas or oil bill. Both are sized before you sign anything.

How it works

Our process, explained before it begins

Every step is documented before it begins.

  1. Step 1: Free In-Home Site Assessment

    An independent advisor evaluates your roof angle, shading, structural condition, and electrical panel. We review 12 months of your utility bills. No sales rep. No brand agenda.

  2. Step 2: Custom System Design

    We design a system sized to your actual load, your roof, and your utility's net-metering export rate. Equipment is selected from multiple manufacturers, not a single brand.

  3. Step 3: Permitting and Utility Interconnection

    We file the permit application with your local authority having jurisdiction and the utility interconnection application. We track both through approval. This is typically the longest step: four to twelve weeks depending on your AHJ.

  4. Step 4: Professional Installation and Inspection

    Licensed professionals install your system. A local inspector approves the work. The utility confirms the interconnection. Only then does your system go live.

  5. Step 5: Monitoring and Long-Term Support

    After commissioning, we help you read your monitoring data, understand your first utility bills under net metering, and navigate any warranty or service issue regardless of which installer or manufacturer is involved.

Typical time from contract to live system
8-16
Average residential payback in high-incentive states
7-10
Service coverage
49
Average customer savings in year one

Financing options

Cash, loan, lease, and PPA: a side-by-side comparison

Every path has real trade-offs. The dealer fee in solar loans is typically $4,000 to $10,000 and is usually not listed as a line item. We show it as a dollar amount in every proposal.

Solar financing options comparison for 2026 (no federal residential credit)
Category What to Compare Cash Purchase Solar Loan (dollar amount disclosed) Lease / PPA
Federal tax credit (2026) -- None (Section 25D expired Dec 31, 2025) None (25D expired Dec 31, 2025) Third-party owner claims Section 48E and may pass value via lower monthly rates
System ownership -- You own the system outright You own after payoff Third-party company owns the system
Upfront cost -- Full system cost (net of state incentives) Often $0 down; dealer fee added to principal $0 down in most markets
Dealer fee disclosure -- Not applicable $4,000-$10,000 typical; shown in dollar terms before you sign Not applicable; review escalator clause carefully
State incentive eligibility -- Most state programs apply to system owners Most state programs apply to system owners Varies by state program; confirm before signing
Home sale impact -- System value typically adds to resale price Loan may transfer to buyer or must be paid off Lease must transfer to buyer; can complicate sale
  1. Dealer fee dollar amounts are estimates for a 6-9 kW system at a 1.0 to 1.3 fee multiplier. Exact fee depends on the specific lender and loan term. We show the dollar figure in every proposal.
  2. Section 48E applies only when a third-party company (not the homeowner) owns the installed system. Lease/PPA savings pass-through is not guaranteed; compare line-by-line proposals.
  3. Table accurate as of June 2026. Confirm current state incentive eligibility before signing any agreement.

Full financing hub with lender-specific details at /financing/. Mosaic and Sunnova are in Chapter 11 proceedings; we do not recommend them as active lenders without disclosure.

See your numbers before you talk to anyone.

Enter your monthly electric bill, state, and utility. Get an estimated payback range, system size, and 2026 state incentive summary. No contact required.

Recent installations

Real projects from homeowners we have helped

Actual installation photos from completed projects. No stock images. Each photo includes the city, system size, and install type. Photos are added after launch.

From homeowners we have helped

What customers say after working with us

Real reviews with system size, city, and verified savings detail. Placeholder cards are replaced with verified testimonials after launch.

Customer testimonial not yet available. Real reviews will be added after launch.
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Certifications and accreditations

NABCEP Certified TO BE PROVIDED
BBB Accredited TO BE PROVIDED
Licensed and Insured TO BE PROVIDED

Common questions

What homeowners ask us most

Every answer is direct. We do not redirect you to a sales call before explaining the basics.

How is your advice different from a solar company's sales pitch?

A solar company represents its own panels, its preferred lender, and its installation crew. We represent you. We have no financial interest in which equipment you choose or which installer you hire. We present competing proposals with all fees disclosed, explain the payback under your utility's actual net-metering rules, and will tell you if solar does not pencil out for your situation.

What does a free estimate actually cover?

Our free in-home assessment covers: roof condition and remaining life, shading analysis by direction and season, utility bill review, a custom system-size recommendation, an incentive summary for your state and utility, and a financing comparison showing all options with fees disclosed. It takes roughly 90 minutes on site and produces a written report you keep regardless of whether you proceed.

Is the 30 percent solar tax credit still available?

Not for residential homeowners in 2026. The Section 25D residential solar credit ended December 31, 2025 under the One Big Beautiful Bill Act signed July 4, 2025. The commercial credit (Section 48E) is a separate program and remains active. We explain what is actually available for your situation before presenting any proposal.

Commercial solar

Own a business, commercial property, or agricultural operation?

The Section 48E commercial solar credit remains at 30 percent base rate. It carries a construction-start deadline and a combined benefit with MACRS accelerated depreciation that can reach 45 to 55 percent of project cost in the first year.

See commercial solar options

Commercial solar projects must begin construction by July 4, 2026 to qualify for the 30 percent Section 48E federal tax credit. After that date, the system must be placed in service by December 31, 2027.

Get a Free Commercial Assessment

Ready to get the honest numbers for your situation?

A free in-home assessment takes roughly 90 minutes. An independent advisor reviews your utility bills, roof, and local incentives. No sales pressure. No shared leads.