Independent solar advice in Miami

Miami Solar Installation 2026

FPL full retail net metering. 5.65-6.13 peak sun hours. $2.30/W installed cost. HVHZ-rated mounting required. No federal residential credit.

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The federal residential solar tax credit ended on December 31, 2025. We tell you the truth about what is left in 2026: which state programs still apply, and which financing paths can still capture federal value.

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Average local electricity rate (cents/kWh): 13.7
Peak sun hours per day (NREL): 5.89
Typical installed cost per watt: $2.30
Estimated payback (years, zero federal credit): 14

Electricity rate as of 2026-01-01. Sun hours: NREL PVWatts Miami fixed tilt; range 5.65-6.13 hrs/day across sources (turbinegenerator.org, NREL). Cost per watt: EnergySage June 2026, Miami-Dade County. Payback estimate assumes zero federal residential credit (Section 25D expired December 31, 2025) and current utility net-metering tariffs.

Net metering in Miami

FPL Net Metering: full retail rate credit per Florida PSC rules for investor-owned utilities. Monthly credits roll forward. Year-end true-up paid at avoided-cost rate (~$0.03-0.05/kWh). No step-down schedule in effect as of June 2026 (HB 741 vetoed 2022; no replacement legislation passed). Rate source: FPL approved tariff effective January 1, 2026.

Available programs

Solar incentives in Miami, FL for 2026

Incentives available in FL

Federal residential solar credit (Section 25D): expired. The Section 25D residential investment tax credit expired December 31, 2025. The residential credit rate is 0%. State and local incentives below may still significantly reduce your net system cost. Commercial systems still qualify for Section 48E (30%).

Active solar incentives in FL
Program	Benefit	Eligibility	Status	Source
Florida Property Tax Exemption (Permanent) Local/State Incentive	100% of added home value from solar and battery storage exempt from Miami-Dade property tax assessment through at least 2037 (Florida Statute 193.624) Commercial exemption is 80%. Residential exemption runs through at least 2037 per current statute.	All Miami-Dade residential solar owners	Active	DSIRE (opens in new tab)
Florida Sales Tax Exemption (Permanent) Local/State Incentive	6% Florida sales and use tax waived on all certified solar equipment Made permanent in 2005. Applies statewide to all certified solar equipment.	All Florida solar purchasers	Active	DSIRE (opens in new tab)
Miami-Dade PACE Financing Local/State Incentive	Property Assessed Clean Energy financing for solar and battery; repaid through property tax bill. Miami-Dade requires fee disclosure, prepayment penalty terms, and hardship exception provisions. PACE adds an assessment to your property tax bill. Compare total cost including financing charges before signing.	Miami-Dade property owners; county-authorized PACE providers	Active	DSIRE (opens in new tab)
Miami-Dade Green Building Expedited Review Local/State Incentive	Expedited plan review for solar and energy projects under Section 8-6 of the Miami-Dade County Code (DSIRE-listed)	Solar and renewable energy projects in Miami-Dade County	Active	DSIRE (opens in new tab)
HB 683 Private Provider Review Local/State Incentive	Statewide 5-business-day permit review path via licensed private provider; automatic approval if deadline is missed (effective July 1, 2025) Private and virtual inspections also authorized statewide under HB 683.	All Florida residential solar permit applicants	Active	DSIRE (opens in new tab)

Data last verified June 1, 2026. Incentive programs change; verify current amounts and availability at dsireusa.org (opens in new tab) before committing to a project.

California property-tax exclusion sunsets December 31, 2026. Solar systems installed and permitted by December 31, 2026 lock in the exclusion for the life of the system under current California law (Revenue and Taxation Code Section 73). Systems installed in 2027 may not qualify if the Legislature does not extend the exemption. Verify current legislative status at ftb.ca.gov before signing a contract.

Why Miami homeowners are moving now

After the January 2025 wildfires, battery storage became a priority

Miami-Dade sits largely at or below 6 feet of elevation. Back-to-back Atlantic hurricane seasons and South Florida Building Code HVHZ wind-load requirements (175+ mph rated mounting) have made solar-plus-battery resilience a primary purchase driver, not just a bill-savings calculation. FPL's four-year rate agreement runs through 2029 with planned annual increases, strengthening the savings case each year.

Source: FPL four-year rate agreement effective January 1, 2026 (approved November 2025) (2026).

Illustrative example

What does a typical Miami solar system actually cost and save?

Zero federal residential credit applied (Section 25D expired December 31, 2025). Figures are estimates based on market data as of 2026-06-01. Your numbers depend on your roof, your utility, and your bill.

System inputs

System size: 15.6 kW
Gross cost ($2.3/W): $35,928
Federal residential credit: $0 (expired Dec 31, 2025)
Florida 6% sales tax exemption on equipment: Applied
Florida 100% property tax exemption on added home value: Applied
Estimated net cost: $35,928

Estimated outcomes

Annual savings range: $1,900 to $2,900
Estimated payback: 14 years

Based on a 15.6 kW system at $2.30/W (EnergySage, June 2026) and FPL's all-in rate of 13.7 cents/kWh (effective January 2026). Zero federal residential credit applied (Section 25D expired December 31, 2025). Florida's 6% sales tax exemption and 100% property tax exemption reduce effective ownership cost but do not appear in gross system cost. FPL's full retail net metering accrues monthly; year-end excess credits pay at avoided cost ($0.03-0.05/kWh). Miami's 5.65-6.13 peak sun hours per day (NREL) drive strong annual production. Payback extends compared to higher-rate states because FPL's rate, while rising, is below the national average.

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Neighborhoods we serve

Solar in Miami: high-adoption areas, equity zones, and post-fire demand corridors

High-adoption neighborhoods

Established solar saturation; higher installers per block, active neighbor referrals, and permit history at LADBS.

Coral Gables
Coconut Grove
Pinecrest
Brickell
Kendall

Equity program target areas

Designated disadvantaged communities (DAC) eligible for SGIP equity resiliency, DAC-SASH, and other income-qualified programs. Income verification required.

Little Haiti
Overtown
Liberty City

Post-fire and growth corridors

Wildfire-affected and adjacent neighborhoods where battery storage demand surged following the January 2025 fires. Rebuilding homeowners and proximate neighbors with elevated grid-resilience priorities.

Palmetto Bay
Hialeah
Westchase (Doral)
Miami Beach (road-elevation-adjacent)

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Permitting and interconnection

How solar permitting works in Miami

Authority Having Jurisdiction (AHJ)

Permit office: Miami-Dade County Building Department (or City of Miami Building Department for City of Miami proper)
SolarAPP+ status: SolarAPP+: Not adopted by this AHJ
Permit fee: No SolarAPP+ adopted. Miami-Dade fee schedule updated October 1, 2025; fees calculated as percentage of construction value; expect $375-900+ for a residential PV system. Green Building Expedited Review available for qualifying projects. HB 683 (effective July 1, 2025) enables 5-business-day private-provider review path statewide.
Typical contract-to-energization: 8 to 14 weeks standard (3-5 weeks Miami-Dade permit, FPL interconnection 4-8 weeks). Green Building Expedited Review or HB 683 private-provider path can compress permit review to 5 business days.

We handle the permit and interconnection filings

LADBS permit application and plan set preparation
SolarAPP+ submission for qualifying systems
LADWP or SCE interconnection application
Inspection coordination and utility sign-off
Certificate of Completion delivery to homeowner

Miami-Dade's South Florida Building Code requires mounting systems rated for 175+ mph wind loads (High-Velocity Hurricane Zone). Installers must use FBC HVHZ-compliant racking. Verify your installer's HVHZ certification before signing.

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Serving Miami and surrounding FL communities

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Coral Gables, Miami-Dade County REVIEW -- TO BE PROVIDED

[REVIEW TEXT - TO BE PROVIDED: real customer testimonial with FPL bill comparison and permit experience]

System: 15 kW rooftop solar, FPL territory, HVHZ-rated mounting

Kendall, Miami-Dade County REVIEW -- TO BE PROVIDED

[REVIEW TEXT - TO BE PROVIDED: real customer testimonial mentioning hurricane resilience motivation]

System: 12 kW rooftop solar plus battery, FPL territory

For business owners and property managers

Commercial Solar in Miami

Miami's commercial real estate, hospitality sector, and industrial corridors have exceptional solar potential given 5.65-6.13 peak sun hours and a $2.30/W installed cost baseline. The federal Section 48E commercial Investment Tax Credit was available for projects where construction begins by July 4, 2026. FPL offers commercial net metering under separate PSC-approved commercial tariffs. Verify current FPL commercial interconnection requirements.

See commercial solar options

Commercial solar projects must begin construction by July 4, 2026 to qualify for the 30 percent Section 48E federal tax credit. After that date, the system must be placed in service by December 31, 2027.

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Miami solar questions

What Miami homeowners ask

City-specific answers. Every number references your utility and your permit office.

How does FPL net metering work in Miami in 2026?

FPL provides full retail-rate credit for each kWh your system exports during the month, per Florida PSC rules for investor-owned utilities. Credits roll forward month to month. At the December annual true-up, any remaining accumulated credits are paid out at the avoided-cost rate of approximately $0.03-0.05/kWh, not the retail rate. No step-down schedule has been enacted (HB 741 was vetoed in 2022). Verify current FPL tariff at fpl.com before signing a contract.

What wind-load requirements apply to solar in Miami-Dade?

Miami-Dade is in Florida's High-Velocity Hurricane Zone (HVHZ), which means mounting systems must be rated for winds of 175 mph or higher and comply with the South Florida Building Code, not just the statewide Florida Building Code baseline. Ask any installer for their FBC HVHZ racking certification and NOA (Notice of Acceptance) for the specific product they propose.

Does Miami have fast solar permitting?

Miami-Dade uses digital e-Permitting submission and has not adopted SolarAPP+. Florida HB 683 (effective July 1, 2025) created a 5-business-day private-provider review path statewide. Miami-Dade also has a Green Building Expedited Review option for solar projects. Ask your installer whether the private provider or expedited path applies to your project.

Is there a federal solar tax credit in 2026?

No. The Section 25D residential Investment Tax Credit expired December 31, 2025 under H.R. 1 (signed July 4, 2025). Florida has no state income tax, so there is no state solar tax credit either. The primary financial benefits for Miami homeowners are FPL's full retail net metering, the permanent Florida sales tax exemption (6%), and the Miami-Dade property tax exemption on added home value.

What does FPL's planned rate path mean for solar payback?

FPL's four-year rate agreement runs through 2029 with incremental annual adjustments. Each successive rate increase improves the savings case for solar installed today, because the system displaces power at the future higher rate. The current all-in effective rate is approximately 13.7 cents/kWh (January 2026 tariff). Verify the current rate at fpl.com before finalizing any savings estimate.

More solar resources for Florida:

Florida solar guide All cities

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